The Bank encompasses businesses providing a full range of financial services to the customers. By and large, the key activity areas of the Bank include:
– International Affairs which takes care of trade finance and foreign investment;

– Credit Affairs mainly responsible for extending facilities, credit control, appraisal and recovery;

– Finance Affairs in charge of treasury, funding, finance and liquidity;

– Branch Administration for monitoring branches operational activities and follow-up on their business achievements with the aim of increasing efficiency, productivity and profitability ;
– Risk Management for looking into different risks including credit, market and operational;

– Logistics responsible for planning , personnel and supplies, together with the fulfillment of the respec- tive quantitative and qualitative objectives in risk, human resources and customer service; and
– Internal Audit Department responsible for monitoring internal control and summarizing reports for the Board.
A properly functioning internal audit department is part of good corporate governance, as recognized by national and international codes on corporate governance. This department reviews the integrity of the systems by the use of computer assisted audit and other techniques.
Head quartered in Tehran, the branch network includes 40 domestic branches, three of which located in the free trade zones.(located in KISH, CHABAHAR, QESHM).